Christophe Picciotto - Founder of PockPay
Founder

Christophe Picciotto

Developer since 1984, former Paris firefighter, entrepreneur since 2004. I built PockPay because no tradesperson should lose a sale for lack of a card terminal.

LinkedIn Christophe Picciotto View my LinkedIn profile
The story

A terminal in your pocket, not a loan on your back

PockPay was born from a real frustration experienced in the field

When I was doing jobs for FuiteRecherche.com, the same scene kept repeating: the client pulls out their card, I look at my phone, and I have to say "Sorry, I don't have a card terminal". A cheque? Nobody carries those anymore. A bank transfer? Too slow. I lost payments over a problem that shouldn't exist in 2025.

I looked at what was available: terminals at €30/month, 24-month commitments, hidden fees. Solutions built for big chains, not for the plumber fixing a leak on a Saturday night or the craftsman at a market.

So I coded what I wished I'd had: a free app that turns any smartphone into a payment terminal. The customer taps their card on the phone, the payment goes through in 2 seconds via Stripe. No hardware, no subscription, no surprises.

From code to payment

The road to PockPay

From an Amstrad CPC to Tap to Pay: every step brought me closer to mobile payments

1984

Discovering code

At 11, while other kids play, I'd rather write BASIC on my Amstrad CPC 6128. No video games for me — just lines of code and the thrill of watching a program run.

1996

Paris firefighter

I join the Paris Fire Brigade. Responding to emergencies teaches me to build systems where every second matters — exactly like a payment.

2004

IT entrepreneur

I start my own IT company. I discover the reality of small businesses: overpriced banking tools, 24-month contracts, solutions designed for big corporations.

2010

The field wake-up call

Running FuiteRecherche.com, I'm out meeting clients. How many times do I hear "Do you take card?" when I don't have a terminal. The problem is crystal clear.

2024

NFC changes everything

Smartphone NFC technology matures. I realise any phone can become a payment terminal — no hardware, no subscription needed.

2025

PockPay is born

I launch PockPay: a free payment terminal in your pocket. Tap to Pay, payment links, invoices — everything you need to get paid, powered by Stripe.

Ready to get paid anywhere?

PockPay turns your smartphone into a payment terminal. Free, no commitment.